Shopping online for Berwyn auto insurance can seem like an uphill battle if you’re new to online price comparisons. Don’t let that stop you because there is an easy way to compare rates.
Compare the Market for Auto Insurance in Berwyn, Illinois
There are multiple methods to compare auto insurance quotes, but there is one way that is more efficient than others. You can waste a few hours (or days) driving to agents in Berwyn, or you could save time and use online quotes for quick rates.
The majority of car insurance companies participate in an industry program that allows shoppers to enter their policy data once, and at least one company then returns a price quote. This eliminates the need for repetitive form submissions for every auto insurance company.
To find out how much you can save on auto insurance click to open in new window.
One minor caviat to pricing coverage this way is that you can’t choose the providers you want pricing from. If you wish to select specific providers to compare, we put together a list of companies who write auto insurance in Illinois. Click here to view list.
Which method you use is up to you, but double check that you are using exactly the same coverage limits and deductibles for each comparison quote. If you use different values for each quote it’s impossible to find the best deal in Berwyn. Just a small difference in insurance coverages can make a big difference in price. And when comparing auto insurance rates, know that comparing a large number of companies will increase your chances of finding the best offered rates.
Buying auto insurance from a local agent
Some people just want to buy from a licensed agent and that is OK! One of the great benefits of price shopping on the web is you may find the best rates and still have an agent to talk to. And providing support for local agencies is important especially in Berwyn.<img class="alignright" style="padding-top:15px;" src="https://www.carinsurancediy.com/wp-content/uploads/ci175-112.jpg" alt="Berwyn car insurance prices“/>
For easy comparison, once you complete this short form, your insurance data is submitted to companies in Berwyn who will give you bids for your business. There is no need to leave your house as quotes are delivered directly to your email. Now that’s easy! Get lower rates and an insurance agent to talk to.
Choose the right insurance agency
When researching a reliable agent, you must know there are a couple different types of agents from which to choose. Agents can either be captive or independent.
Independent Agents
Independent insurance agents are not required to write business for one company but rather can write business amongst many companies and potentially find a lower price. To move your coverage to a new company, an independent agent can move your coverage and you don’t have to find a new agent.
When comparing rates, it’s a good idea to include price quotes from several independent insurance agents for the best price selection. They also have the ability to place coverage with smaller companies who may have lower rates.
Shown below are independent insurance agencies in Berwyn willing to provide price quotes.
- Fenis Mejia Insurance – 6813 Roosevelt Rd – Berwyn, IL 60402 – (708) 749-4442
- Berwyn Insurance and Financial – 6446 Cermak Rd – Berwyn, IL 60402 – (708) 795-7411
Captive Agents
Captive insurance agents write business for a single company and some examples include Farmers Insurance, American Family, State Farm and Allstate. They generally cannot compare other company’s rates so keep that in mind. These agents are well schooled on their company’s products and that can be a competitive advantage. Some consumers prefer to choose to use a captive agent primarily because of the prominence of the brand and solid financial strength.
Shown below is a short list of captive insurance agencies in Berwyn that can give you comparison quotes.
- Allstate Insurance – 3151 Oak Park Ave – Berwyn, IL 60402 – (708) 484-1040
- Farmers Insurance Group – 6729 26th St – Berwyn, IL 60402 – (708) 749-4331
- American Family Insurance – 6927 Ogden Ave – Berwyn, IL 60402 – (708) 795-1700
For a full directory of auto insurance agents in Berwyn, click here to link.
Picking a car insurance agent requires more thought than just the bottom line cost. Agents should be asked these questions:
- Which members of your family are coverage by the policy?
- Is the agent and/or agency licensed to do business in Illinois?
- Is their price quote a firm figure or are their hidden costs?
- Does the agent have professional designations like CIC, CPCU or AIC?
- What insurance company do they write the most business with?
After getting answers to your satisfaction to all your questions and a good coverage price, you may have just found an insurance agency that can service your policy.
Much more information about auto insurance in Illinois is available on the Illinois Department of Insurance website located here. Visitors are able to read enforcement actions against agents and companies, get help finding coverage, find out which companies have the most complaints, and download brochures.