9 Must-Know Tricks When Comparing Fairfax, VA Car Insurance

Nobody I know enjoys paying for car insurance, especially when they are paying too much.

With consumers having so many options when it comes to car insurance, it’s difficult to pick the right insurance company.

You need to compare rates on a regular basis since rates change quite often. Just because you found the lowest price a year ago other companies may now be cheaper. You can find a lot of misleading information regarding car insurance on the internet, so by reading this article, you’re going to learn some excellent ideas to put money back in your pocket.

Buying car insurance in Fairfax is easy if you know what you’re doing. In a nutshell, anyone who is shopping for car insurance should be able to save money. Although Virginia consumers must learn the methods companies use to sell online and apply this information to your search.

Take advantage of discounts

Car insurance companies don’t always advertise every available discount in a way that’s easy to find, so we break down both the well known and also the lesser-known ways to save on car insurance.Fairfax Virginia insurance comparisons

  • Multiple Cars – Buying insurance for all your vehicles on the same car insurance policy can get a discount on all vehicles.
  • Accident Waiver – A handful of insurance companies allow you one accident without raising rates as long as you don’t have any claims for a set time period.
  • Employee of Federal Government – Active or retired federal employment may qualify you for a discount with a few car insurance companies.
  • Seat Belts Save – Requiring all passengers to use their safety belts could save 15% off the personal injury premium cost.
  • Anti-theft Discount – Cars that have factory anti-theft systems can help prevent theft and earn discounts up to 10%.

A little note about advertised discounts, most of the big mark downs will not be given to your bottom line cost. Most cut the price of certain insurance coverages like comprehensive or collision. So even though they make it sound like all the discounts add up to a free policy, companies don’t profit that way.

Compare the Market for Car Insurance in Fairfax, Virginia

All the larger car insurance companies allow you to get insurance quotes online. Getting quotes is pretty painless as you just type in your coverage information as requested by the quote form. Once entered, the company’s rating system gets your driving and credit reports and quotes a price. Online quotes helps simplify price comparisons, but the time it takes to visit many different websites and enter the same data into a form is repetitive and time-consuming. But it’s very important to do this in order to find better car insurance pricing.

There is an easier way!

A less time-consuming method to find cheaper rates makes use of a single form to return rates from several different companies. It saves time, helps eliminate reptitive entry, and makes quoting online a little more enjoyable. Immediately after submitting the form, it is quoted and you can choose any of the pricing results. If the quotes result in lower rates, you can click and sign and buy the new coverage. The whole process takes less than 15 minutes and may save quite a bit of money.

To save time and get comparison pricing now, click here to open in a new tab and submit your coverage information. To compare your current rates, we recommend you input the coverage information identical to your current policy. This ensures you will get a rate comparison based on identical coverages.

Fairfax Virginia insurance comparisons

Shop smart and save

When shopping online for car insurance, it’s not a good idea to buy less coverage just to save a little money. In many cases, an insured cut liability coverage limits and learned later they didn’t have enough coverage. Your focus should be to purchase plenty of coverage at the best price, not the least amount of coverage.

Affordable car insurance can be purchased both online and with local Fairfax insurance agents, and you need to price shop both to have the best rate selection. Some car insurance companies do not offer you the ability to get quotes online and most of the time these smaller companies sell through independent agents.