Never Quote Wixom Michigan Car Insurance Without Knowing These Money Saving Methods

Have you had enough of sacrificing to keep your car insured? Your situation is no different than most other vehicle owners in Michigan. Numerous insurance companies battle to insure your vehicles, so it’s not easy to compare every insurer to get the best rate

There are a lot of ways to compare car insurance quotes, but some are easier and takes less work. You can spend countless hours talking to agents in Wixom, or you can stay home and use the internet to accomplish the same thing much quicker.

Many insurance companies enroll in a system that enables customers to submit their information once, and each company then returns a price quote based on that information. This system prevents you from having to do quote forms for every car insurance company. To get comparison pricing now click here to open in new window.

The one downside to comparing rates this way is that consumers can’t choose which insurance companies you will receive quotes from. If you wish to select individual companies to receive pricing from, we have a page of low cost car insurance companies in Michigan. View list of Michigan insurance companies.

Take whichever approach you prefer, but double check that you are using equivalent coverage limits and deductibles on every price quote you get. If you compare different coverage information it’s not possible to make a fair rate comparison in Wixom.

Compare prices but buy from a local Wixom insurance agency

Certain consumers still like to talk to an insurance agent and that is not a bad decision Experienced insurance agents are very good at helping people manage risk and will help you if you have claims. An additional benefit of price shopping on the web is you can get cheaper rates but also keep your business local.

After completing this quick form, your insurance data is instantly submitted to agents in your area who will gladly provide quotes for your car insurance coverage. There is no reason to contact any agents since rate quotes are delivered to the email address you provide. If you have a need to compare rates for a specific company, don’t hesitate to jump over to their website and submit a quote form there.Wixom Michigan insurance ad

Selecting an provider should depend on more than just the price. These are valid questions to ask:

  • Is the agency involved in supporting local community causes?
  • If they are an independent agency, which companies do they recommend?
  • Do they have a Better Business Bureau rating in Wixom?
  • Does the agent help file claims?
  • What kind of financial rating does the company have?
  • Do they carry Errors and Omissions coverage?

When looking for a local Wixom insurance agency, it’s important to understand the different types of agents that differ in how they can insure your vehicles. Car insurance agents are either captive or independent. Either type can write car insurance policies, but it’s important to point out the differences since it could factor into your agent selection.

Captive Car Insurance Agencies

Agents that elect to be captive generally can only insure with one company and some examples include Allstate, Farmers Insurance or State Farm. Captives cannot provide other company’s prices so you might not find the best rates. Captive agents are very knowledgeable on what they offer which helps them sell on service rather than price.

Below is a list of captive agents in Wixom that can give you price quotes.

Allstate Insurance – 49357 Pontiac Trl – Wixom, MI 48393 – (248) 669-0755
State Farm Insurance – 49175 Pontiac Trl – Wixom, MI 48393 – (248) 960-0010

Independent Insurance Agents

These agents are normally appointed by many insurers so they can insure your vehicles through many different car insurance companies and find you the best rates. If they quote lower rates, they simply switch companies in-house and you don’t have to switch agencies.

If you are trying to find cheaper rates, we highly recommend that you compare quotes from multiple independent agents so that you can do a thorough price comparison.

Shown below are independent agents in Wixom that can give you price quote information.

Founders Insurance Co – 29445 Beck Rd – Wixom, MI 48393 – (248) 348-4218
Klebba Agency Inc – 49357 Pontiac Trl # 101 – Wixom, MI 48393 – (248) 926-1444

For more car insurance agents in Wixom, here is a list of Wixom Michigan insurance agencies.

Additional detailed information can be found at the Michigan Office of Financial and Insurance Regulation website. Michigan drivers can find out industry alerts, view agent and company licensing information, and learn about insurance regulations.

Additional helpful sites include’s auto insurance page and this page of insurance agents in Wixom.