Have you fallen victim to an expensive car insurance policy? Trust us when we tell you many consumers are feeling buyer’s remorse and feel like there’s no way out. Big companies like Geico, 21st Century and Progressive continually bombard you with TV and radio ads and it is difficult to ignore the flying pigs and cute green geckos and effectively compare rates to find the best deal.
If you currently have car insurance, you will be able to reduce your rates substantially using this strategy. Finding the best rates in Plainfield is not rocket science. But Illinois car owners do need to know the way companies price online insurance.
There are multiple methods to compare car insurance prices but there is one way that is less time-consuming than others. You can waste a lot of time talking about coverages with insurance agencies in Plainfield, or you can utilize online quotes to achieve your goal.
Many popular insurance companies take part in a program that enables customers to complete one form, and each participating company then gives them pricing. This eliminates the need for form submissions to each individual car insurance company. To compare rates using this form now click here to open in new window.
The one disadvantage to doing it this way is you are unable to specify the insurers you will receive quotes from. If you would rather choose from a list of companies for rate comparison, we put together a list of companies who write car insurance in Illinois. View list of Illinois insurance companies.
It’s your choice how you get your quotes, but be certain you are entering exactly the same quote information with every price quote. If each company quotes different deductibles it’s not possible to truly determine the lowest rate in Plainfield. Slightly different coverages can result in a big premium difference. And when price shopping your coverage, making a lot of price comparisons increases the change that you will find the best rates.
Compare rate quotes but buy from a local Plainfield insurance agency
Many people would rather sit down with an agent and we recommend doing that A good thing about comparing rates online is that drivers can save money and get cheaper auto insurance rates and still have a local agent.
For easy comparison, once you complete this quick form, the coverage information is transmitted to insurance agents in Plainfield who want to provide quotes to get your business. You won’t even need to leave your house because quoted prices will be sent to you. You can find the lowest rates and an insurance agent to talk to. If you want to compare rates from one company in particular, you just need to jump over to their website and complete a quote there.
Choosing the best company requires more thought than just the premium amount. Any agent should be forthright in answering these questions:
- Are they involved in claim handling?
- Which members of your family are coverage by the policy?
- What companies can they write with?
- Who are their largest clients?
- Do they offer claims assistance after hours?
- When do they do a full risk review?
Captive or Independent: There is a difference
If you want to use a local Plainfield insurance agency, you need to know there are two types of insurance agents and how they operate. Plainfield agents may be either captive agents or independent agents.
Captive Agencies
Agents of this type can usually just insure with one company such as AAA, Allstate, and State Farm. These agents are unable to compare rates from other companies so always compare other rates. Captive agencies receive a lot of sales training on what they offer which can be an advantage.
Listed below is a short list of captive insurance agencies in Plainfield that can give you price quote information.
Allstate Insurance – 13300 S State Route 59 – Plainfield, IL 60544 – (815) 609-5000
American Family Insurance – 600 W Lockport Rd – Plainfield, IL 60544 – (815) 439-8284
State Farm Insurance – 525 W Lockport Rd – Plainfield, IL 60544 – (815) 436-5608
Independent Insurance Agents
Agents that elect to be independent are not employed by any specific company and that enables them to quote your coverage with an assortment of companies and find the cheapest car insurance rates. If you want to switch companies, the agent simply finds a different carrier and you can keep the same agent. If you are comparing car insurance prices, you will want to include price quotes from at a minimum one independent agency to maximize your price options.
Listed below are Plainfield independent agents willing to provide comparison quotes.
Potter and Knauer Insurance – 23227 W Lincoln Hwy – Plainfield, IL 60586 – (815) 741-0013
Timothy Shaw Agency – 727 W Main St – Plainfield, IL 60544 – (815) 436-2000
Ray Kelly State Farm Agency – 15924 S Division St – Plainfield, IL 60586 – (815) 577-1717
Sentry Insurance Co – 5826 Emerald Pointe Dr – Plainfield, IL 60586 – (815) 609-7766
Nick Diorio Agency – 15515 S Route 59 – Plainfield, IL 60544 – (815) 436-7474
To view additional insurance agents in Plainfield, visit this page of Plainfield, IL car insurance providers.
Additional resources for Illinois consumers
Additional detailed information is available at the Illinois Department of Insurance website. Visitors are able to read industry bulletins, read enforcement actions against agents and companies, find out which companies have the most complaints, and file complaints about an insurance agent or broker.
The articles below may also help you learn more about car insurance in Plainfield