Professional Tips to Saving Money on Burlington Vermont Auto Insurance

Paying for high-priced auto insurance can take a big chunk out of your savings account and put the squeeze on your family’s finances. Doing a price comparison is free and is an excellent way to cut your insurance bill.

Drivers have so many insurance companies to pick from, and although it’s nice to have a choice, too many choices makes it more difficult to find the best rates for your vehicles.

Low Cost Burlington Auto Insurance

All major auto insurance companies such as GEICO, State Farm and Progressive give prices online. Obtaining pricing is quite simple as you simply enter your required coverages as detailed in the form. When complete, their system obtains your credit score and driving record and quotes a price based on many factors. Online price quotes helps simplify price comparisons, but the process of having to visit many different websites and fill out multiple forms is monotonous and tiresome. Unfortunately, it is important to have as many quotes as possible if you are searching for a better rate.

The smarter way to find better auto insurance pricing uses one simple form that gets price quotes from a bunch of companies at once. It saves time, requires much less work on your part, and makes online quotes a little more enjoyable. As soon as you send your information, it is quoted and you can select any one of the quote results.

If the quotes result in lower rates, you can click and sign and buy the new coverage. It can be completed in a matter of minutes and may result in a nice savings.

If you want to compare rates now, simply click here to open in new window and enter your information. If you have coverage now, it’s recommended you duplicate identical to your current policy. Doing this assures you’re receiving rate quotes based on the exact same insurance coverage.

Don’t pay full price with these discounts

Properly insuring your vehicles can get expensive, but discounts can save money and there are some available to help bring down the price. Larger premium reductions will be automatically applied at the time of purchase, but some must be manually applied prior to receiving the credit.

  • Pay Now and Pay Less – If you pay your entire premium ahead of time instead of making monthly payments you may reduce your total bill.
  • One Accident Forgiven – Certain companies allow you one accident without raising rates so long as you haven’t had any claims prior to the accident.
  • Homeowners Pay Less – Simply owning a home may earn you a small savings because maintaining a house requires personal responsibility.
  • Good Student Discount – Getting good grades can be rewarded with saving of up to 25%. The discount lasts well after school through age 25.
  • Multi-policy Discount – If you insure your home and vehicles with the same insurance company you may save 10% to 20% off each policy.
  • Passive Restraints – Cars that have air bags and/or automatic seat belt systems may earn rate discounts of up to 25% or more.
  • Early Signing – Some insurance companies reward drivers for switching policies prior to your current policy expiring. This can save 10% or more.
  • Theft Prevention System – Cars that have factory anti-theft systems can help prevent theft and earn discounts up to 10%.
  • No Accidents – Good drivers with no accidents pay much less when compared with frequent claim filers.
  • Club Memberships – Participating in a qualifying organization could qualify you for a break on your policy.

Drivers should understand that some of the credits will not apply to the overall cost of the policy. The majority will only reduce individual premiums such as liability and collision coverage. Just because it seems like you could get a free auto insurance policy, it just doesn’t work that way. But all discounts will bring down your overall premium however.

For a list of providers who offer auto insurance discounts in Vermont, follow this link.

Much more information about auto insurance in Vermont can be found on the website for the Vermont Department of Financial Regulation through this link. Vermont consumers can read consumer alerts, get help finding coverage, and read enforcement actions against agents and companies.