Tightwads Guide for Saving on Neenah, WI Auto Insurance

Feel like you’re a prisoner to overpriced auto insurance? Trust us when we tell you there are lots of people in the same boat.

Popular companies such as Progressive, GEICO and Farmers Insurance continually bombard you with advertising and it is challenging if not impossible to separate fact from fiction and do the work needed to find the best deal.

It’s a good habit to get comparison quotes occasionally due to the fact that insurance rates change regularly. Just because you had the lowest rates a few years ago the chances are good that you can find a lower rate today. Starting right now, forget all the misinformation about auto insurance because you’re going to get a crash course in the fastest and easiest way to save on auto insurance.

If you are paying for car insurance now, you will most likely be able to lower your premiums substantially using these techniques. Finding affordable coverage in Neenah is not that difficult. But Wisconsin car owners must learn the way insurance companies determine prices because it can help you find the best coverage.

How to Buy Neenah Auto Insurance Online

All the larger auto insurance companies like State Farm, GEICO and Progressive quote coverage price quotes on their websites. The process is pretty easy as you simply enter your required coverages into a form. Upon sending the form, their rating system pulls your driving and credit reports and generates a price determined by many factors. Online quotes simplifies rate comparisons, but having to visit a lot of sites and complete many quote forms gets old quite quickly. But it is imperative to perform this step in order to get better auto insurance pricing.save money concept

There is a better way!

The easiest way to get multiple rate quotes is to use a quote form to return rates from multiple companies. It’s a real time-saver, eliminates repetitive work, and makes online price comparison much easier. Once the form is submitted, it gets priced and you are able to buy any of the returned quotes.

If a lower price is quoted, you simply finish the application and buy the new coverage. The whole process takes 15 minutes at the most and may result in a nice savings.

To quickly fill out one form to compare multiple rates now, click here to open in new window and complete the simple form. If you have a policy now, it’s recommended you enter the coverage information identical to your current policy. This guarantees you will receive rate comparison quotes based on the exact same insurance coverage.

Be sure to get all your discounts

Insuring your fleet can be pricey, but there could be available discounts to reduce the price significantly. Some discounts apply automatically when you get a quote, but less common discounts must be asked about before you get the savings.

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  • Anti-lock Brake Discount – Anti-lock brake equipped vehicles prevent accidents and will save you 10% or more.
  • Theft Prevention Discount – Cars that have factory anti-theft systems are stolen less frequently and qualify for as much as a 10% discount.
  • Seat Belts Save – Using a seat belt and requiring all passengers to use a seat belt could save 15% on the medical payments or PIP coverage costs.
  • Payment Method – If you pay your entire premium ahead of time rather than paying monthly you may reduce your total bill.
  • Claim Free – Drivers with accident-free driving histories pay less when compared to bad drivers.

A little note about advertised discounts, most discount credits are not given to your bottom line cost. Most only reduce the price of certain insurance coverages like liability and collision coverage. So when the math indicates all the discounts add up to a free policy, auto insurance companies aren’t that generous. But any discount will reduce your premiums.

For a list of insurance companies with discount auto insurance rates in Neenah, click this link.

Some additional reading

Additional information can be read on the website for the Wisconsin Office of the Commissioner of Insurance found here. Visitors are able to find out which companies have the most complaints, find out industry alerts, and learn about specific coverages.