Tightwads Guide to Saving on Goodlettsville Tennessee Car Insurance

Are you intimidated by the sheer number of car insurance choices in Goodlettsville? You have a lot of company. Drivers have so many options that it can easily become a big hassle to find better rates.

Smart consumers take time to compare rates quite often because prices change frequently. Just because you had the best deal last year the chances are good that you can find a lower rate today. So ignore everything you know about car insurance because I’m going to teach you how to use the internet to save on car insurance.

Automobile Insurance Quotes in Goodlettsville

There are a lot of ways to compare car insurance prices and some are less labor-intensive and much quicker. You can spend countless hours discussing policy coverages with local insurance agents in Goodlettsville, or you could use the web to get rate comparisons in just a few minutes.

Most major companies participate in an industry program that enables customers to send in one quote, and at least one company can provide price quotes. This prevents consumers from doing quotation requests for every car insurance company.

To participate in this free quote system, click here to open in new window.

One minor caviat to pricing coverage this way is you are unable to specify the providers to get quotes from. So if you want to select specific providers to compare prices, we have a listing of car insurance companies in Tennessee. Click here to view list.

It’s up to you how you get prices quotes, just ensure you’re using apples-to-apples quote information for each comparison quote. If you have mixed coverages it’s impossible to find the best deal in Goodlettsville.<img class="alignright" style="padding-top:15px" src="https://www.carinsurancediy.com/wp-content/uploads/ci175-92.jpg" alt="Goodlettsville car insurance prices” />

Compare online but buy from a local Goodlettsville agent

Some consumers would prefer to sit down with an agent and that is OK! Insurance agents can point out coverage gaps and help file insurance claims. One of the best bonuses of getting online price quotes is that you can obtain lower rates and still have an agent to talk to. And providing support for local businesses is important especially in Goodlettsville.

By using this short form, the coverage information is sent to companies in Goodlettsville who will give you bids for your business. There is no reason to visit any agencies since price quotes are sent straight to your inbox. It doesn’t get any easier!

Different types of insurance agents in Goodlettsville

When searching for an insurance agent, you need to know there are two types of agencies from which to choose. Agencies in Goodlettsville can either be captive or independent. Both types can write coverage properly, but it’s worth learning the difference between them since it can impact the selection process.

Independent Agents (or Brokers)

Independent insurance agents are not locked into one company but rather can write business amongst many companies depending on which coverage is best. To move your coverage to a new company, the agent simply finds a different carrier without you having to go to a different agency. When comparing rates, it’s a good idea to contact multiple independent agents for maximum quote selection.Most can insure with lesser-known insurance companies which can be an advantage.

Shown below is a list of independent agencies in Goodlettsville who can help you get comparison quotes.

  • Nationwide Insurance – 107 New Brick Church Pike # D – Goodlettsville, TN 37072 – (615) 851-0103
  • Tom Skinner Agency – 1986 Saddleback Dr – Goodlettsville, TN 37072 – (615) 299-5500
  • Garrett Insurance – 210 N Main St – Goodlettsville, TN 37072 – (615) 859-3496
Agency Captives

Captive agents have only one company to place business with and some examples include AAA, State Farm, Farmers Insurance and Allstate. They usually cannot provide prices from multiple companies so keep that in mind. Captive agencies are very knowledgeable on the products they sell which can be an advantage. Consumers often buy from captive agents mainly due to high brand loyalty and the convenience of having all coverages with one company.

The following are Goodlettsville captive agents that can give you comparison quotes.

Goodlettsville car insurance prices

  • Shelter Insurance – 110 Glancy St # 213 – Goodlettsville, TN 37072 – (615) 865-6550
  • Allstate Insurance – 515 Rivergate Pkwy # 110 – Goodlettsville, TN 37072 – (615) 859-1008
  • State Farm Insurance – 308 Bluebird Dr – Goodlettsville, TN 37072 – (615) 859-7050

For a complete listing of captive insurance agents in Goodlettsville, view this link.

Picking an insurance agent needs to be determined by more than just the premium amount. These are valid questions to ask:

  • How much will you save each year by using a higher deductible?
  • Is vehicle damage repaired with OEM or aftermarket parts?
  • Who are their largest clients?
  • Is the agency involved in supporting local community causes?
  • Do they regularly work with personal auto policies?
  • Is vehicle mileage a factor when determining depreciation for repairs?
  • Who is covered by the car insurance policy?

Once you have satisfactory answers to these questions and an affordable coverage quote, chances are good that you have found a car insurance agent that can insure your vehicles.

Learn more about car insurance in Tennessee

Much more information about car insurance in Tennessee can be read on the Tennessee Department of Commerce and Insurance website found here. Tennessee consumers can report car insurance fraud, view agent and company licensing information, find out industry alerts, and file complaints about an insurance agent or broker.