Are you sick and tired of robbing Peter to pay Paul to buy car insurance? You are in the same boat as many other drivers.
Big companies like Progressive, State Farm and Geico promote their brand names with catchy ads and consumers find it hard to ignore the promise of big savings and take the time to shop coverage around.
If you are paying for car insurance now, you stand a good chance to be able to cut costs considerably using these methods. Choosing the best insurance company for you is not rocket science. Although car owners should learn the methods companies use to market on the web because it can help you find the best coverage.
Don’t pay full price with these discounts
Insuring your vehicles can cost a lot, but you may find discounts that many people don’t even know exist. Larger premium reductions will be automatically applied when you get a quote, but a few need to be asked about before they will apply.
- Anti-lock Brake Discount – Vehicles equipped with ABS or steering control can reduce accidents and qualify for as much as a 10% discount.
- Passive Restraints and Air Bags – Factory air bags or motorized seat belts can get savings up to 30%.
- Senior Citizens – If you’re over the age of 55, you may be able to get a discount up to 10% for Corolla insurance.
- Auto/Life Discount – Some companies give a break if you buy auto and life insurance together.
- Fewer Miles Equal More Savings – Low mileage vehicles can earn better rates on cars that stay parked.
- Driver’s Ed – Have your child complete a driver education course if it’s offered in school.
Keep in mind that some of the credits will not apply to your bottom line cost. Most only reduce individual premiums such as liability, collision or medical payments. So when the math indicates adding up those discounts means a free policy, auto insurance companies aren’t that generous. But all discounts will help reduce your premiums.
To see a list of providers with discount auto insurance rates, click here.
Finding Auto Insurance
All the larger auto insurance companies such as Geico, State Farm and Progressive provide coverage price quotes on their websites. The process is pretty painless as you simply enter your personal and coverage information into the quote form. Behind the scenes, the system automatically retrieves information on your driving record and credit history and returns pricing information based on these and other factors. Quoting online makes comparing rates easy, but the process of having to visit several different sites and enter the same data into a form can be a bit repetitive. But it’s absolutely necessary to do this if you want to find the lowest price.
The quickest way to find lower prices makes use of a single form that obtains quotes from several companies at one time. The form is fast, helps eliminate reptitive entry, and makes online shopping a lot less work. Once the form is submitted, it gets priced and you can choose any one of the returned quotes.
If a lower price is quoted, you simply finish the application and purchase coverage. The entire process just takes a couple of minutes and may result in a nice savings.
To quickly fill out one form to compare multiple rates now, click here and enter your information. If you have your current policy handy, we recommend you type in the coverage information exactly as they are listed on your policy. This ensures you’re receiving rate comparison quotes for exact coverage.
Shop smart and save
As you go through the steps to switch your coverage, don’t be tempted to reduce coverage to reduce premium. There are a lot of situations where consumers will sacrifice physical damage coverage only to discover later that it was a big error on their part. Your aim should be to purchase plenty of coverage at a price you can afford while still protecting your assets.
Budget-conscious Toyota Corolla insurance can be sourced from both online companies in addition to many insurance agents, and you should be comparing both in order to have the best price selection to choose from. A few companies do not provide online price quotes and most of the time these regional insurance providers sell through independent agents.